Services

Plan and invest for dividend income, future cash needs, assisted living expenses and surviving family members. 

Focused Planning

In addition to your special interests, we'll review your current situation and goals in five areas: Reserves, Income, Growth, Heirs and Taxes - the RIGHT way to plan.

Income investing is like a reservoir and waterfall fed by seasonal runoff, meandering creeks, driving storms and steady springs. Rely too on a variety of investments to help keep your dividends flowing and potentially growing over time. 

The payment of dividends is not guaranteed. Companies may reduce or eliminate the payment of dividends at any given time. Dividends that are paid may be taken in cash or automatically reinvested. 

Implementing Together

After we plan you can direct me to manage investments in your best interest without commissions. You pay a small percentage of assets quarterly from your investment account.

Some clients prefer making investment decisions after reviewing a few recommendations. This approach can reduce ongoing fees but you often pay an itemized sales charge for trades.

You may want to do your own investing after paying a flat or hourly fee for planning and advice. We'll discuss which approach may serve you best.

Bradford H. Tharp (Brad)

Chartered Financial Consultant (ChFC) since 1990

Plans for Income In Time ® 

Securities, Advisory Services and Asset Managment are offered through LPL Financial, a Registered Investment Advisor, Member

 

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: OH, AZ, FL, NM, MD, SC.

 

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